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Can I hire a car without a Credit Card?

If you're hoping to rent a car but don't have a credit card - don't worry. Here at Sixt we also accept VISA UK debit cards for your rental cost and deposit, as long as:

  • your card is valid at the time of pick-up and issued in the name of the main driver
  • you have selected the "Pay Later" option
  • you haven't chosen a luxury vehicle above the F*** class
Car Hire without a credit card

Car Hire with a Debit Card

Sixt UK Debit Card Car Hire

Unfortunately, due to the secure nature of credit cards that debit cards don't quite have, there are some drawbacks to renting a car with a debit card - but Sixt still makes it possible if you are hoping to rent a non-luxury car. Your debit card must be in the name of the driver, be valid during the period of rental, be issued by VISA and must be presented at the time of pick-up.


Van hire without a credit card is possible in the UK. All of our van rentals in the UK can be paid for with a UK debit card.


We are unable to accept non-UK debit cards. You may be able to book your car online with them but they will be declined in the branch so please book only use a credit card if you have a non-UK issued debit card.

Debit Card Car Hire Payment Restrictions by Country

Car Hire with Debit Card Possible?Which Debit Cards?Restrictions:
Great Britain Yes Visa Debit Up to car categories F***
Northern Ireland Yes Mastercard & Visa Debit Cannot pay for deposit with Debit Card
Ireland No N/A N/A
USA Yes Mastercard & Visa Debit Must provide a return airline ticket
Spain No N/A N/A
France No N/A N/A
Germany No N/A N/A
Austria No N/A N/A
Switzerland No N/A N/A
ItalyNoN/AN/A
PortugalNoN/AN/A

If you're looking to hire a car outside of the UK but don't have a credit card, it may be difficult for you. Many countries in Europe require you to pay for your car rental with a credit card, whereas America may be a bit more lenient. For information about payment methods for each country, visit our Rental Information page and select your destination from the drop down menu.

Northern Ireland

Payment with the driver's own Mastercard or VISA debit card is possible for online pre-paid rentals. Debit cards may not be used to cover the deposit, unless the Top Cover LDW has been purchased.

 

USA

Debit cards with available funds may be accepted at certain Sixt locations with two forms of government-issued IDs and only if you are able to provide a return airline ticket.